Top 3 Mortgage Lenders in Bluffs

Land of Lincoln Credit Union is a highly-rated regional financial institution serving Scott County and the Bluffs area with over seven decades of community banking experience. As a member-owned cooperative, they offer personalized mortgage services with competitive rates and local decision-making. Their mortgage team provides comprehensive guidance through the entire home buying process, with special expertise in rural housing loans including USDA programs that benefit Bluffs area residents. With strong local presence and community commitment, they consistently receive excellent customer satisfaction ratings for their attentive service and flexible lending options.

CrossCountry Mortgage has established a strong presence throughout central Illinois, including service to the Bluffs community. With an excellent reputation for competitive rates and exceptional customer service, they offer a wide range of mortgage products tailored to both urban and rural homebuyers. Their local Springfield office provides personalized attention with the backing of a national lender's resources and technology. Specializing in first-time homebuyer programs and government-backed loans, they have consistently high customer satisfaction ratings for their transparent process and responsive communication throughout the loan approval and closing stages.

First National Bank of Arenzville is a longstanding community bank with deep roots in Cass County, serving the Bluffs area for over a century. Their mortgage department specializes in understanding the unique needs of rural homebuyers and offers local underwriting with quick turnaround times. As a community-focused institution, they provide personalized service and competitive rates, with particular expertise in agricultural properties and rural housing. Their experienced loan officers have extensive knowledge of local property values and market conditions, making them an excellent choice for Bluffs residents seeking traditional banking relationships and local decision-making for their mortgage needs.