Top 3 Mortgage Lenders in Carlyle

Scott Credit Union is one of southern Illinois' most trusted financial institutions with a strong presence throughout the Carlyle area. As a member-owned cooperative, they offer highly competitive mortgage rates and personalized service. Their mortgage team specializes in first-time homebuyer programs and offers extensive educational resources. With multiple branches throughout the region and a reputation for exceptional member service, they consistently receive top ratings for their straightforward application process and local underwriting expertise.

First Mid Mortgage Services has built an outstanding reputation throughout central and southern Illinois, including strong service in the Carlyle market. As part of First Mid-Illinois Bank & Trust, they combine local decision-making with comprehensive mortgage products. Their team excels at agricultural and rural property financing, making them particularly well-suited for the Carlyle area. Customers consistently praise their responsive communication, competitive rates, and expertise with USDA rural development loans that benefit many homebuyers in the region.

Fairway Independent Mortgage's Centralia branch serves the Carlyle area with exceptional expertise and consistently ranks among the top mortgage lenders in southern Illinois. As a nationwide lender with strong local presence, they offer the best of both worlds: extensive loan product options combined with personalized local service. Their team is particularly noted for expertise in VA loans and first-time homebuyer programs. They maintain a 4.9-star rating based on hundreds of reviews praising their efficient processing, transparent communication, and ability to close loans quickly.