Top 3 Mortgage Lenders in Carterville

Mortgage Solutions of Southern Illinois is a highly-rated local mortgage broker serving Carterville and the entire Southern Illinois region. With nearly two decades of experience, they've built an exceptional reputation for personalized service and competitive rates. Their team specializes in first-time homebuyer programs and offers extensive expertise in USDA rural development loans, which are particularly relevant for Carterville area properties. Customers consistently praise their responsive communication, local market knowledge, and ability to navigate complex loan scenarios efficiently.

As a longstanding community bank with deep roots in Southern Illinois, First Federal Savings Bank of Marion has been serving Carterville residents for generations. Their mortgage department offers the advantage of local underwriting and decision-making, combined with competitive rates and personalized service. The bank specializes in construction loans and first-time homebuyer programs, with particular expertise in the Southern Illinois real estate market. Their longevity and commitment to the community make them a trusted choice for Carterville home financing needs.

MidAmerica National Bank has built a strong reputation throughout Southern Illinois with multiple branches serving the Carterville area. Their mortgage team offers comprehensive lending solutions with particular strength in construction and lot financing, which is valuable for the growing Carterville market. As a community-focused institution, they provide local decision-making and personalized service while offering competitive rates and flexible terms. Their experienced loan officers have extensive knowledge of the local real estate market and are known for guiding borrowers through the entire mortgage process with exceptional care.