Top 3 Mortgage Lenders in Charleston

People's Savings and Loan is a highly-rated community-focused lender serving the Charleston area from their nearby Mattoon location. With over 25 years of experience, they've built an exceptional reputation for personalized service and competitive rates. As a local institution, they understand the unique needs of Coles County homebuyers and offer a comprehensive range of mortgage products including specialized rural development loans that are particularly valuable in the Charleston area. Their high rating reflects consistent customer satisfaction with the mortgage process from application to closing.

First Mid Bank & Trust is a well-established regional bank with strong presence throughout east-central Illinois, including dedicated service to Charleston residents. They offer a complete suite of mortgage products with particular expertise in first-time homebuyer programs and government-backed loans. Their local loan officers provide personalized attention throughout the entire mortgage process, and as a community bank, they're known for their responsive service and deep understanding of the local real estate market. The bank's long history and high customer satisfaction ratings make them a trusted choice for Charleston area home financing.

Union Home Mortgage maintains a strong local presence in the Charleston area through their Mattoon branch, offering comprehensive mortgage services with national resources and local expertise. They're particularly noted for their efficient processing and competitive rates on conventional and government-backed loans. The local team has extensive experience serving Coles County homebuyers and maintains strong relationships with local real estate professionals. Their high rating reflects consistent performance in providing smooth closings and excellent customer communication throughout the loan process, making them a reliable choice for Charleston residents.