Top 3 Mortgage Lenders in Chatsworth

CrossCountry Mortgage has established itself as one of the top-rated mortgage lenders serving Central Illinois, including Chatsworth. With an exceptional 4.9 rating from nearly 200 reviews, they are known for their personalized service and competitive rates. Jason Smith and his team specialize in helping rural homebuyers with USDA loans, which is particularly relevant for Chatsworth area residents. Their extensive experience with various loan types and commitment to customer education makes them a preferred choice for both first-time and experienced homebuyers throughout Livingston County and surrounding areas.

Illinois Credit Union has been serving Central Illinois communities for over 65 years and maintains a strong presence in Livingston County. With a 4.8 rating from 142 reviews, they are particularly praised for their competitive rates and exceptional member service. Their mortgage specialists have deep knowledge of the local Chatsworth market and understand the unique needs of rural Illinois homebuyers. As a member-owned financial institution, they often offer more favorable terms and lower fees than traditional banks, making them an excellent choice for Chatsworth residents seeking personalized mortgage solutions.

CEFCU (Citizens Equity First Credit Union) is one of Illinois' largest and most respected credit unions, serving members throughout Central Illinois including Chatsworth. With nearly 300 reviews and a 4.7 rating, they have built a reputation for reliability and competitive mortgage products. Their experienced mortgage team understands the specific needs of rural Illinois communities and offers specialized programs for first-time homebuyers. CEFCU's long-standing commitment to member service and community involvement, combined with their comprehensive digital mortgage platform, provides Chatsworth homebuyers with both convenience and local expertise.