Top 3 Mortgage Lenders in Chester

Scott Credit Union stands out as one of southern Illinois' most trusted mortgage lenders with an exceptional 4.8-star rating across hundreds of reviews. As a member-owned financial cooperative with deep roots in the region since 1943, they offer highly competitive rates and personalized service to Chester residents. Their mortgage team specializes in first-time homebuyer programs and offers a comprehensive range of loan options with local underwriting and decision-making. With multiple branches throughout the Metro East area and strong community involvement, they provide the combination of digital convenience and local expertise that Chester homebuyers appreciate.

First Mid Bank & Trust brings over a century and a half of banking experience to southern Illinois homeowners, earning a stellar 4.7-star rating for their mortgage services. As a community-focused bank with strong presence throughout the Chester service area, they offer the advantage of local decision-making combined with comprehensive mortgage products. Their experienced loan officers provide personalized guidance through the entire homebuying process, with particular expertise in rural housing loans that benefit Chester and surrounding Randolph County. The bank's longstanding commitment to southern Illinois communities and competitive rate structures make them a top choice for Chester home seekers.

Paramount Bank has built an outstanding reputation across southern Illinois with a 4.6-star rating for their mortgage lending services. Founded in 1994, they bring three decades of specialized experience serving the unique needs of southern Illinois communities including Chester. Their mortgage team excels at providing competitive rates and flexible terms with quick turnaround times. Paramount stands out for their personalized approach to mortgage lending, assigning dedicated loan officers who guide clients through every step of the process. With strong expertise in both purchase and refinance transactions, they've become a preferred lender for many Chester area homebuyers seeking local expertise with modern banking convenience.