Top 3 Mortgage Lenders in Chicago

Guaranteed Rate is one of Chicago's most prominent mortgage lenders, headquartered right in the city. Founded in 2000, they've revolutionized the mortgage industry with their digital-first approach while maintaining strong local presence. They consistently receive top ratings for their competitive rates, streamlined online application process, and exceptional customer service. As one of the largest retail mortgage lenders in the U.S., they offer a comprehensive range of loan products with particularly strong jumbo and conventional loan expertise. Their Chicago roots and national reach make them a top choice for both first-time homebuyers and experienced investors in the Chicago market.

Wintrust Mortgage has deep roots in the Chicago area as part of the Wintrust Financial Corporation, one of the Midwest's premier financial services companies. With over 30 years of experience, they combine the stability of a large financial institution with personalized local service. They excel in construction lending and portfolio loan products that larger national lenders often can't match. Their strong community presence across Chicago's neighborhoods and suburbs, combined with their extensive branch network throughout Illinois, makes them a trusted choice for Chicago homebuyers seeking both competitive rates and local decision-making authority.

CrossCountry Mortgage has established a strong Chicago presence with their downtown office serving the entire metropolitan area. Founded in 2003, they've grown to become one of the nation's top mortgage lenders while maintaining a reputation for personalized service and competitive pricing. They're particularly noted for their expertise in renovation loans and first-time homebuyer programs, with loan officers who deeply understand Chicago's diverse neighborhood markets. Their high customer satisfaction ratings reflect their commitment to guiding clients through the entire mortgage process with transparency and expertise, making them a top contender for Chicago homebuyers seeking both national resources and local market knowledge.