Top 3 Mortgage Lenders in Chrisman

First Mid Bank & Trust is a highly-rated regional bank with deep roots in East Central Illinois, serving Chrisman and surrounding communities for over 150 years. They offer personalized mortgage services with local decision-making and competitive rates. Their mortgage team receives exceptional reviews for responsive communication and guiding borrowers through the entire process. As a community-focused institution, they understand the local real estate market and provide various loan programs including specialized rural housing options suitable for the Chrisman area.

First Financial Bank has been serving Edgar County and the Chrisman community for generations with a strong local presence in nearby Paris. Their mortgage department receives excellent ratings for customer service, with particular praise for their first-time homebuyer programs and competitive rate offerings. They specialize in understanding the unique needs of rural Illinois homebuyers and offer USDA loans that are particularly relevant for the Chrisman area. Customers consistently note their efficient processing and local underwriting advantages.

CEFCU (Citizens Equity First Credit Union) is a highly-regarded Illinois-based credit union that serves members throughout the state, including the Chrisman area. While headquartered in Peoria, they have a strong statewide presence and offer competitive mortgage rates typically below traditional banks. Their mortgage specialists receive excellent reviews for transparent communication and helping members find the right loan products. CEFCU is particularly noted for their low closing costs and member-focused approach, with many customers praising their hassle-free mortgage experience.