Top 3 Mortgage Lenders in Columbia

Scott Credit Union is one of southern Illinois' most trusted mortgage lenders with over 75 years of community banking experience. They consistently receive exceptional ratings for their personalized service, competitive rates, and deep understanding of the Columbia, Illinois market. As a member-owned financial institution, they prioritize customer satisfaction over profits and offer a comprehensive range of mortgage products with local underwriting and decision-making. Their mortgage specialists are known for guiding borrowers through the entire process with exceptional attention to detail and community-focused service.

First Mid Bank & Trust has been serving the Columbia, Illinois area for over 155 years with deep roots in the local community. They offer a complete range of mortgage solutions with the advantage of local decision-making and personalized service. Their mortgage team is highly experienced in the Monroe County and St. Louis Metro East housing markets, providing competitive rates and flexible terms. Customers consistently praise their responsive communication, streamlined application process, and expertise in both purchase and construction lending for the Columbia area.

USA Mortgage is the top-rated mortgage lender serving the St. Louis metropolitan area, including Columbia, Illinois, with an outstanding reputation for exceptional service and competitive products. Despite being headquartered in Missouri, they are licensed and highly active throughout Illinois with specialized knowledge of cross-state lending requirements. They consistently earn nearly perfect ratings for their efficient processing, transparent communication, and ability to secure favorable terms for borrowers. Their extensive experience with Illinois-specific programs and regulations makes them a preferred choice for Columbia residents seeking reliable mortgage solutions.