Top 3 Mortgage Lenders in Cortland

Alliant Credit Union stands out as one of Illinois' highest-rated mortgage lenders with exceptional digital capabilities and competitive rates. While headquartered in Chicago, they serve the entire state including Cortland area homebuyers. Their 4.8 rating reflects outstanding customer satisfaction with streamlined online applications, low closing costs, and dedicated mortgage specialists. As a not-for-profit credit union, they consistently offer rates that often beat traditional banks while providing personalized service throughout the mortgage process.

First State Bank of DeKalb provides exceptional localized mortgage services to the Cortland community, located just minutes away in neighboring DeKalb. With over a century of community banking experience, their mortgage team offers personalized guidance and deep understanding of the local real estate market. Their 4.7 rating reflects consistent satisfaction with their construction lending expertise, competitive conventional loans, and USDA rural development programs perfect for Cortland area properties. Customers praise their responsive communication and smooth closing processes.

Guaranteed Rate brings national scale with strong Illinois presence, offering some of the most competitive mortgage rates in the industry. Their digital mortgage platform provides real-time rate quotes and streamlined applications while maintaining local mortgage consultants who serve the Cortland area. The company's 4.6 rating reflects excellence in both technology and personal service, with particular strength in jumbo loans, VA lending, and rapid refinancing. Their extensive product portfolio and rate transparency make them a top choice for borrowers seeking both value and convenience.