Top 3 Mortgage Lenders in Cypress

First Mid Bank & Trust is a highly respected regional bank with deep roots in Southern Illinois, serving Cypress and surrounding communities for over 150 years. They maintain exceptional 4.8-star ratings across multiple review platforms for their personalized mortgage services, competitive rates, and local decision-making authority. Their mortgage team, led by experienced professionals like Jeff Bullock, specializes in rural property financing and USDA loans that are particularly relevant for the Cypress area. As a community-focused institution with multiple nearby branches, they offer the advantage of local relationship banking combined with comprehensive mortgage products.

Peoples National Bank has been serving Southern Illinois communities including Cypress for over 120 years, earning outstanding customer satisfaction ratings for their mortgage lending expertise. They specialize in rural and agricultural property financing, making them an ideal choice for Cypress residents. Their mortgage team provides personalized service with local underwriting and decision-making, particularly strong in USDA rural development loans and construction financing. Customers consistently praise their responsive communication, competitive rates, and deep understanding of the local real estate market in Southern Illinois.

First Southern Bank is a well-established community bank with strong presence throughout Southern Illinois, including dedicated service to Cypress and surrounding rural communities. With over 120 years of operation, they've built an exceptional reputation for mortgage lending with particular expertise in rural property financing, land loans, and construction lending. Their 4.6-star rating reflects consistent customer satisfaction with their personalized approach, local decision-making, and competitive mortgage products. They're especially noted for their expertise with USDA loans and understanding the unique needs of rural property buyers in the Cypress area. Note: Cypress, IL is a small rural village in Southern Illinois with limited local mortgage lending options. These top-rated regional banks from nearby Carbondale (approximately 30 miles away) were selected based on their excellent customer ratings, proven track record of serving the Cypress area, specialization in rural property financing, and strong regional presence in Southern Illinois.