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Home/Illinois/Decatur
Decatur, IL

Top 3 Mortgage Lenders in Decatur

Compare verified mortgage lenders serving Decatur, Illinois. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
880+
Reviews
8
Loan Types

Available Loan Programs in Decatur

Conventional
FHA
VA
USDA
Jumbo
Refinance
Home Equity
Construction Loans

Featured Mortgage Lenders

1

Illinois Lending

Illinois Lending Corporation

★★★★☆
4.9/5

Illinois Lending has established itself as one of central Illinois' premier mortgage companies with exceptional customer satisfaction ratings. Serving Decatur and surrounding communities for over two decades, they specialize in first-time homebuyer programs and offer personalized service with competitive rates. Their team of experienced loan officers provides comprehensive guidance through the entire mortgage process, making them a top choice for Decatur homebuyers seeking local expertise with a proven track record of successful closings.

Experience:25 years
Reviews:175 customer reviews
250 W. Old State Capitol Plaza, Springfield, IL 62701

Loan Types:

ConventionalFHAVAUSDAJumboRefinance
2

Heartland Credit Union

Heartland Credit Union

★★★★☆
4.8/5

As one of central Illinois' largest and most trusted credit unions, Heartland Credit Union has been serving Decatur residents for generations. Their mortgage division offers competitive rates with member-focused service, including special first-time homebuyer programs and construction loans. With a strong community presence and multiple branches serving the Decatur area, they provide the stability of an established financial institution combined with personalized mortgage solutions and local decision-making authority.

Experience:85 years
Reviews:285 customer reviews
3201 Horizon Drive, Springfield, IL 62703

Loan Types:

ConventionalFHAVAUSDAHome EquityConstruction Loans
3

CEFCU

Citizens Equity First Credit Union

★★★★☆
4.7/5

CEFCU is one of Illinois' largest and most respected credit unions with a strong presence serving Decatur and central Illinois communities. With decades of mortgage lending experience, they offer competitive rates and a wide range of loan products. Their mortgage team provides personalized service with local processing and underwriting, ensuring smooth transactions for Decatur homebuyers. CEFCU's commitment to member satisfaction and community involvement makes them a reliable choice for mortgage financing in the Decatur market.

Experience:85 years
Reviews:420 customer reviews
8012 N. Allen Road, Peoria, IL 61615

Loan Types:

ConventionalFHAVAJumboRefinanceHome Equity

Why Choose a Mortgage Lender in Decatur?

Local Market Knowledge

Lenders who understand Decatur's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Illinois.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Decatur and get competitive rates on your home loan.