Top 3 Mortgage Lenders in Ellis Grove

First Mid Mortgage stands out as a top-rated regional lender with deep roots in Southern Illinois. As part of First Mid Bank & Trust, they bring over 150 years of banking experience to the table with specialized mortgage expertise. Their local loan officers understand the unique aspects of rural Illinois properties and offer personalized service with competitive rates. They're particularly strong with USDA rural development loans, which are ideal for Ellis Grove area homes, and have excellent customer satisfaction ratings for their responsive communication throughout the loan process.

Scott Credit Union has built an exceptional reputation across Southern Illinois with their member-focused mortgage approach. They consistently receive high marks for competitive interest rates and low closing costs, with many customers noting their smooth and efficient loan process. Their mortgage team has specific expertise with rural properties and offers specialized programs for first-time homebuyers. As a credit union, they prioritize member satisfaction over profits, resulting in outstanding customer service reviews and local community involvement throughout the region including Ellis Grove.

First National Bank of Waterloo brings century-old community banking values to modern mortgage lending, making them an excellent choice for Ellis Grove residents. Their local decision-making process allows for faster approvals and personalized service that larger lenders can't match. They have particular expertise with rural and agricultural properties common in Monroe County and surrounding areas. Customers consistently praise their knowledgeable staff, transparent communication, and ability to handle complex property situations with ease. Their long-standing presence in the region ensures they understand local market conditions and property values.