Top 3 Mortgage Lenders in Fairfield

First National Bank and Trust Company is the premier local banking institution in Fairfield with over a century of service to the community. As a community bank deeply embedded in Wayne County, they offer personalized mortgage services with local underwriting and decision-making. Their long-standing presence and exceptional 4.8 rating reflect their commitment to customer satisfaction and competitive local lending programs. They specialize in rural housing loans and have extensive experience with USDA loans, which are particularly relevant for the Fairfield area.

First Mid Bank & Trust has a strong regional presence throughout Southern Illinois with a dedicated branch in Fairfield. With over 150 years of banking experience, they bring substantial mortgage expertise to the Fairfield market. Their 4.7 rating demonstrates consistent customer satisfaction, and they offer a comprehensive range of mortgage products with competitive rates. Their local loan officers understand the unique real estate market in Wayne County and provide personalized service with the backing of a substantial regional financial institution.

Old National Bank maintains a significant presence in Southern Illinois with a well-established Fairfield branch. With nearly two centuries of banking experience, they bring substantial mortgage expertise and financial stability to the local market. Their 4.6 rating reflects strong customer satisfaction, and they offer competitive mortgage rates with various loan programs suitable for the Fairfield area. Their digital mortgage application process combined with local branch support provides both convenience and personalized service for homebuyers in Wayne County.