Top 3 Mortgage Lenders in Farmington

As the primary local banking institution in Farmington, Farmington State Bank has served the community for over a century with deep roots and exceptional personalized service. Their mortgage team offers competitive local lending with the advantage of face-to-face consultations and deep understanding of the local real estate market. Customers consistently praise their responsive communication, smooth closing processes, and willingness to work with unique financial situations. Their long-standing presence and commitment to the Farmington community make them a top choice for residents seeking trusted mortgage services.

CEFCU is one of central Illinois' largest and most respected credit unions with strong presence throughout the Farmington area. They offer highly competitive mortgage rates for members and exceptional customer service backed by thousands of positive reviews. Their mortgage specialists provide personalized guidance through the entire home financing process with various loan options to fit different financial situations. Members appreciate the low fees, transparent pricing, and the credit union's member-focused approach that often results in better terms than traditional banks.

Tompkins State Bank has been serving the central Illinois region for nearly a century with multiple branches throughout the area including service to Farmington residents. Their experienced mortgage team provides local underwriting and decision-making, which often results in faster closings and more personalized service than larger institutions. Customers consistently highlight their knowledgeable loan officers, competitive rates, and the bank's commitment to community banking values. Their construction lending expertise is particularly valued in the Farmington area for new home builds and property development.