Top 3 Mortgage Lenders in Fidelity

First Mid Bank & Trust is a highly-rated community bank headquartered just 15 miles from Fidelity in Jerseyville, making them exceptionally well-positioned to serve Fidelity residents. With over 150 years of service to southwestern Illinois communities, they offer personalized mortgage services with local decision-making. Their mortgage team provides competitive rates on all major loan types including USDA loans which are particularly valuable for rural areas like Fidelity. Customers consistently praise their responsive service, transparent process, and commitment to the local community.

Carrollton Bank has been serving Jersey County and surrounding areas for over 50 years, with their Jerseyville location just a short drive from Fidelity. They specialize in rural and agricultural lending, making them particularly well-suited for Fidelity's community needs. Their mortgage department offers comprehensive loan options including specialized agricultural property financing. Reviewers highlight their knowledgeable staff, competitive rates, and understanding of rural property values and financing challenges unique to the region.

U.S. Bank maintains a strong physical presence in the broader region with their Alton branch approximately 25 miles from Fidelity, serving clients throughout Jersey County. As one of the nation's largest banks with deep roots in the Midwest, they offer competitive mortgage rates and a wide range of loan products. Their expertise in USDA rural development loans makes them particularly valuable for Fidelity area homebuyers. Customers appreciate their digital mortgage tools combined with local branch support, reliable service, and extensive experience with Illinois property financing.