Top 3 Mortgage Lenders in Frankfort Heights

First Mid Bank & Trust is a highly-rated regional bank with deep roots in Southern Illinois, serving Frankfort Heights and surrounding communities for over a century. They offer personalized mortgage services with local decision-making, competitive rates, and a comprehensive range of loan products. Their experienced loan officers provide one-on-one guidance through the entire home financing process, making them a top choice for both first-time homebuyers and experienced property investors in the area.

Old National Bank maintains a strong presence in Southern Illinois with multiple branches serving the Frankfort Heights area. They combine the resources of a larger financial institution with local banking expertise, offering competitive mortgage rates and flexible loan terms. Their mortgage specialists are known for providing exceptional customer service and guiding clients through complex financing situations, with particular strength in government-backed loans and first-time homebuyer programs.

CrossCountry Mortgage operates a local office in nearby Carbondale that actively serves the Frankfort Heights market. They are particularly strong in specialized loan programs and offer competitive rates with flexible underwriting. Their local loan officers have extensive knowledge of the Southern Illinois housing market and provide personalized service from application through closing. The company receives high marks for responsiveness and their ability to handle complex mortgage scenarios efficiently.