Top 3 Mortgage Lenders in Germantown

Scott Credit Union is a highly-rated, member-owned financial institution serving the Germantown area with over 80 years of community banking experience. Known for competitive mortgage rates, personalized service, and strong local presence, they excel in customer satisfaction with numerous positive reviews highlighting their efficient loan processing and helpful staff. As a not-for-profit, they often offer lower fees and better terms, making them a top choice for homebuyers in southern Illinois.

As a longstanding community bank directly located in Germantown, First National Bank of Germantown offers deep local expertise and a commitment to personalized customer service. With over a century of operation, they provide reliable mortgage solutions tailored to rural and small-town needs, including construction and lot loans. Their high rating reflects trustworthiness, flexibility in lending, and strong relationships with local residents, making them a dependable option for home financing.

Fairway Independent Mortgage is a nationally recognized lender with a strong local presence in the Metro East area, serving Germantown with excellence. Founded in 1996, they combine decades of experience with innovative technology to offer competitive rates and a streamlined application process. High customer ratings and numerous reviews praise their responsive service, expertise in various loan types, and dedication to finding the best mortgage solutions for each client, ensuring a smooth homebuying experience.