Top 3 Mortgage Lenders in Grafton

First Community Credit Union stands as one of the most highly-rated mortgage lenders serving the Grafton area, with an exceptional 4.8 rating based on nearly 200 reviews. As a longstanding financial institution with over 85 years of service to Southern Illinois communities, FCCU offers comprehensive mortgage solutions with personalized service. Their local presence in nearby Godfrey ensures Grafton residents receive face-to-face guidance through the entire home financing process. Customers consistently praise their competitive rates, transparent fee structure, and the expertise of their mortgage specialists who understand the unique aspects of Illinois River Valley properties.

Scott Credit Union has built an outstanding reputation across Southwestern Illinois with a 4.7 rating from substantial customer feedback. Serving the Grafton area for over seven decades, SCU offers particularly strong first-time homebuyer programs and competitive construction lending options ideal for the Grafton market. Their mortgage team receives consistent praise for responsive communication and guiding borrowers through complex scenarios. As a member-owned cooperative, they frequently offer rate specials and lower closing costs than larger national lenders, making them a top choice for value-conscious Grafton homebuyers.

Paramount Bank brings three decades of specialized mortgage expertise to the Grafton market with a strong 4.6 customer rating. As a community-focused bank with deep roots in Southwestern Illinois, they offer particularly strong jumbo loan programs and investment property financing that serves the vacation rental market in the Grafton area. Their local underwriting authority allows for faster decision-making and more flexible qualification standards. Customers consistently highlight their knowledgeable loan officers, streamlined application process, and ability to handle complex property types common along the Illinois River corridor.