Top 3 Mortgage Lenders in Hamel

First Mid Bank & Trust is a highly-rated regional bank with a strong presence in Madison County, serving Hamel and surrounding communities. With over 150 years of banking experience, they offer personalized mortgage services through local loan officers who understand the Southern Illinois market. Their exceptional 4.8 rating reflects consistent customer satisfaction, competitive rates, and comprehensive loan options including specialized programs for first-time homebuyers. As a community-focused institution, they provide the reliability of a local bank with the resources of a larger financial organization.

Scott Credit Union has been serving Southern Illinois residents for over 75 years, with their Edwardsville branch conveniently located to serve Hamel homeowners. They maintain an excellent 4.7 rating based on hundreds of positive reviews highlighting their competitive rates, exceptional member service, and streamlined mortgage process. As a not-for-profit financial cooperative, they often offer lower fees and more favorable terms than traditional banks. Their mortgage specialists are known for providing personalized guidance throughout the entire home buying process, making them a top choice for Madison County homebuyers.

While based in St. Louis, Paramount Bank Mortgage actively serves the entire Metro East area including Hamel, Illinois, and has built a strong reputation for competitive mortgage products and exceptional service. Their 4.6 rating is supported by numerous reviews praising their efficient processing, knowledgeable loan officers, and competitive rate offerings. Specializing in both purchase and refinance transactions, they offer a wide range of loan programs with particular expertise in jumbo and construction loans. Their cross-border presence makes them familiar with both Illinois and Missouri real estate markets, providing valuable regional expertise for Hamel area buyers.