Top 3 Mortgage Lenders in Hillsboro

As the cornerstone financial institution in Hillsboro for over 150 years, First National Bank of Hillsboro offers deeply personalized mortgage services with exceptional local knowledge. Their mortgage team provides competitive rates and specializes in rural housing loans including USDA programs that are particularly valuable in Montgomery County. With strong community ties and a reputation for reliable service, they understand the local real estate market intimately and offer flexible underwriting for area homebuyers.

Midland States Bank serves the Hillsboro area through their regional banking network with a strong mortgage division that consistently receives high marks for customer satisfaction. They offer a comprehensive range of mortgage products with particular expertise in rural and suburban Illinois markets. Their digital mortgage application process combined with local loan officers provides both convenience and personalized service. Customers praise their responsive communication and competitive rate offerings for both purchase and refinance transactions.

United Community Bank has built an outstanding reputation for mortgage lending throughout central Illinois, including service to Hillsboro residents. They specialize in agricultural and rural community lending with deep expertise in USDA and FHA programs that benefit Montgomery County homebuyers. Their mortgage team is known for providing educational guidance throughout the homebuying process and offering competitive rates with local underwriting decisions. Customers consistently praise their attention to detail and ability to close loans efficiently.