Top 3 Mortgage Lenders in Johnston City

First Southern Bank is a locally-owned community bank with deep roots in Southern Illinois, serving Johnston City and the broader region. With over 28 years of experience, it is highly regarded for its personalized service, competitive mortgage rates, and deep understanding of the local real estate market. Customers consistently praise its responsive loan officers and commitment to community banking, making it a top choice for homebuyers seeking reliable, customer-focused lending solutions. The bank offers a wide range of loan products and is known for its transparency and efficiency in the mortgage process.

Fairway Independent Mortgage Corporation is a nationally recognized lender with a strong local presence in Southern Illinois, including service to Johnston City. Founded in 1996, it has built an exceptional reputation for its personalized approach, extensive loan options, and high customer satisfaction. Reviewers highlight its efficient processing, knowledgeable loan officers, and competitive rates. With nearly three decades of experience, Fairway is praised for making the mortgage process straightforward and stress-free, particularly for first-time homebuyers and those seeking refinancing.

Guaranteed Rate is one of the largest retail mortgage lenders in the U.S., with a strong footprint in Illinois and service to Johnston City. Known for its innovative online platform and competitive rates, it has earned high marks for customer service and reliability over 25 years. The company offers a comprehensive suite of loan products and is celebrated for its speed, transparency, and user-friendly digital tools. Customers appreciate the expert guidance from loan officers and the seamless experience from application to closing, making it a top contender for modern homebuyers.