Top 3 Mortgage Lenders in Kankakee

Riverside Community Credit Union stands as Kankakee's premier local mortgage lender with deep community roots spanning over eight decades. As a not-for-profit financial cooperative, they consistently offer highly competitive rates and personalized service that larger institutions can't match. Their mortgage specialists provide comprehensive guidance through every step of the home financing process, with particular expertise in first-time homebuyer programs and government-backed loans. Members consistently praise their transparent communication, local decision-making authority, and commitment to finding the right mortgage solution for each borrower's unique situation.

First Federal Savings Bank has been a trusted mortgage provider in Kankakee County for generations, maintaining their headquarters in downtown Kankakee. This community-focused institution excels in providing locally-serviced mortgages with the stability of a federally-chartered savings bank. Their experienced loan officers have deep knowledge of the local real estate market and specialize in construction lending and unique property financing situations. Customers frequently highlight the bank's reliability, competitive fixed-rate offerings, and the advantage of working with decision-makers who understand the specific dynamics of the Kankakee housing market.

CrossCountry Mortgage brings national lending power with strong local representation in the Kankakee area through their experienced local loan officers. As one of the fastest-growing mortgage lenders in the nation, they offer an exceptionally wide array of loan products including specialized non-QM options for self-employed borrowers and unique financial situations. Their digital mortgage process combines with personalized local service to provide a streamlined experience. The company receives outstanding reviews for their responsive communication, competitive rate pricing, and ability to handle complex loan scenarios that other lenders might decline.