Top 3 Mortgage Lenders in Kansas

First National Bank of Kansas is the premier local community bank serving Kansas and surrounding areas with deep roots in the community since 1891. They offer personalized mortgage services with local decision-making, competitive rates, and exceptional customer service. Their experienced loan officers provide one-on-one guidance through the entire mortgage process, specializing in both purchase and refinance loans with various government-backed options. The bank's strong local presence and commitment to the community make them a top choice for homeowners seeking reliable, face-to-face mortgage services.

Heartland Bank and Trust Company is a highly-regarded regional bank serving central Illinois, including the Kansas area, with exceptional mortgage services. With over 30 years of experience, they offer competitive rates and a wide range of loan products tailored to individual needs. Their mortgage team provides personalized service with local underwriting and decision-making, ensuring smooth transactions from application to closing. The bank's strong community focus and extensive experience with Illinois rural and small-town properties make them an excellent choice for Kansas area homebuyers.

Illinois Credit Union serves members throughout central Illinois, including the Kansas area, with competitive mortgage products and exceptional member service. As a not-for-profit financial cooperative, they often offer lower rates and fewer fees than traditional banks. Their experienced mortgage specialists provide comprehensive guidance on various loan programs, including special first-time homebuyer options and competitive refinancing solutions. The credit union's member-focused approach and commitment to financial education make them a trusted partner for home financing in the Kansas, Illinois region.