Top 3 Mortgage Lenders in Keenes

First Mid Bank & Trust is a highly-rated regional bank with deep roots in Eastern Illinois, serving rural communities like Keenes for over 150 years. They offer personalized mortgage services with local decision-making and have built a strong reputation for competitive rates and exceptional customer service. Their mortgage team specializes in rural property financing and USDA loans, making them an excellent choice for Keenes residents seeking local expertise with the stability of an established community bank.

Effingham Building and Loan has been serving the residential mortgage needs of Central Illinois communities for over a century. They consistently receive outstanding reviews for their personalized approach to mortgage lending and competitive local rates. Specializing in rural and small-town properties, they offer expertise in USDA loans and construction financing that's particularly valuable for Keenes area homebuyers. Their local underwriters and quick turnaround times make them a top choice for efficient mortgage processing.

Midland States Bank is a well-established regional financial institution with strong presence throughout Central and Southern Illinois. They offer comprehensive mortgage solutions with particular expertise in serving rural communities like Keenes. Their mortgage team receives consistently high marks for professionalism, competitive rates, and streamlined application processes. With deep local market knowledge and flexible lending options, they've built a reputation for helping borrowers in smaller Illinois communities achieve their homeownership goals.