Top 3 Mortgage Lenders in Lerna

First Mid-Illinois Credit Union is a highly-rated local financial institution with deep roots in Central Illinois, serving Lerna and surrounding communities for over 85 years. They offer personalized mortgage services with competitive rates and have built a strong reputation for exceptional customer service. As a member-owned credit union, they focus on community needs rather than shareholder profits, providing comprehensive mortgage solutions including specialized programs for first-time homebuyers and various refinancing options.

CrossCountry Mortgage has established itself as a top-rated mortgage lender serving Central Illinois, including Lerna and Coles County. With nearly two decades of experience, they combine local expertise with national resources to offer competitive rates and a wide variety of loan programs. Their highly personalized approach and efficient loan processing have earned them excellent customer reviews and high satisfaction ratings. They specialize in guiding borrowers through the entire mortgage process with transparency and professional expertise.

First Financial Bank is a well-established regional bank with strong presence in Central Illinois, serving Lerna residents with comprehensive mortgage services. With over 150 years of banking experience, they offer exceptional stability and local decision-making combined with competitive mortgage products. Their mortgage team provides personalized service with local underwriting and processing, ensuring smooth transactions for home purchases and refinances. They have earned high marks for their construction lending expertise and commitment to community banking values.