Top 3 Mortgage Lenders in Litchfield

Bank of Hillsboro is a highly-rated community bank serving Montgomery County and surrounding areas including Litchfield. With over two decades of experience, they offer personalized mortgage services with local decision-making. Customers consistently praise their competitive rates, transparent process, and exceptional customer service. As a community-focused institution, they understand the local real estate market and provide flexible loan options with quick turnaround times.

Town and Country Bank has been serving central Illinois communities including Litchfield for over 30 years. They maintain an excellent reputation for mortgage lending with competitive rates and local underwriting. The bank specializes in first-time homebuyer programs and offers digital mortgage applications while maintaining personal service. Their experienced loan officers provide comprehensive guidance throughout the entire home buying process, earning high marks for communication and reliability.

First Mid Bank & Trust has an actual physical branch location in Litchfield and extensive experience serving the community's mortgage needs. As a regional bank with deep roots in central Illinois, they offer competitive mortgage products with local servicing. They are particularly noted for their construction and renovation loans, making them ideal for buyers looking to build or improve properties in the Litchfield area. Customers appreciate their knowledgeable staff and streamlined application process.