Top 3 Mortgage Lenders in Livingston

Heartland Bank and Trust Company is a highly-rated regional bank with strong presence throughout Central Illinois, including serving the Livingston area. With over 25 years of experience, they offer personalized mortgage services through local branches. Their excellent 4.8 rating reflects consistent customer satisfaction with competitive rates and local decision-making. As a community-focused institution, they provide comprehensive mortgage solutions including specialized programs for first-time homebuyers and construction loans, with loan officers who understand the local Livingston area real estate market.

First Federal Bank of the Midwest maintains a strong presence in Livingston County with their nearby Pontiac branch, serving the Livingston community with dedicated mortgage services. Their 4.7 rating demonstrates reliable customer service and competitive mortgage products. The bank specializes in both purchase and refinance loans with particular expertise in FHA and VA programs that benefit many local homebuyers. Their local loan officers provide personalized guidance through the entire mortgage process, making them a trusted choice for Livingston area residents seeking responsive, community-oriented lending services.

CrossCountry Mortgage serves the Livingston area from their Bloomington office with exceptional 4.9-rated service and extensive mortgage options. As a nationwide lender with strong local presence, they combine the resources of a large mortgage company with personalized local service. Their high rating reflects outstanding customer satisfaction with efficient processing and competitive rates. They excel in providing diverse loan programs including specialized options for self-employed borrowers and unique property types. The local team has deep knowledge of the Livingston County market and provides comprehensive digital mortgage tools alongside personalized guidance.