Top 3 Mortgage Lenders in Long Point

First Mid Bank & Trust is a highly-rated regional financial institution with deep roots in Central Illinois, serving Livingston County and the Long Point area. With over 150 years of operation, they offer personalized mortgage services through local loan officers who understand the unique needs of rural Illinois communities. Their strong community presence and comprehensive loan programs make them a top choice for home financing in the region, particularly known for their agricultural and rural property expertise.

Heartland Bank and Trust has built an exceptional reputation throughout Central Illinois, including service to Livingston County residents. With nearly a century of experience, they provide competitive mortgage rates and personalized service through local branches. Their mortgage team specializes in rural and suburban properties, offering flexible underwriting and strong customer support throughout the loan process. They're particularly noted for their first-time homebuyer programs and agricultural lending expertise.

CEFCU (Citizens Equity First Credit Union) is a highly-regarded credit union serving multiple counties in Central Illinois, including Livingston County. With over 85 years of financial service experience, they offer competitive mortgage rates and member-focused service. Their mortgage specialists provide comprehensive guidance through the entire homebuying process, with particular strength in first-time homebuyer programs and flexible qualification standards. Their not-for-profit structure often results in lower fees and better terms for members.