Top 3 Mortgage Lenders in Macon

Heartland Credit Union stands out as one of Central Illinois' most trusted mortgage lenders with over eight decades of serving the region. While based in Decatur, they actively serve Macon and surrounding communities with exceptional personalized service. They consistently receive top marks for their competitive rates, local decision-making, and comprehensive mortgage counseling. Their mortgage specialists provide one-on-one guidance through the entire homebuying process, making them particularly popular with first-time homebuyers and veterans seeking VA loans.

First Mid Bank & Trust brings over a century and a half of banking expertise to Macon and Central Illinois communities. As a locally-managed regional bank, they combine the stability of a long-standing institution with the personalized service of a community lender. Their mortgage team excels at providing competitive construction and lot financing options, which is particularly valuable in the Macon area's developing housing market. Customers consistently praise their responsive communication and ability to close loans efficiently.

CrossCountry Mortgage has established a strong presence throughout Central Illinois, including dedicated service to Macon residents. They consistently rank among the highest-rated mortgage lenders in the region due to their extensive loan product selection and exceptional customer service. Their local loan officers have deep knowledge of Macon's housing market and work closely with borrowers to find the ideal mortgage solution. The company receives particularly high marks for their digital mortgage process and flexible underwriting approaches that help borrowers with unique financial situations.