Top 3 Mortgage Lenders in Mason

First Mid Bank & Trust is a highly-rated regional bank with deep roots in central Illinois, serving Mason and surrounding communities for over 150 years. Their mortgage division receives exceptional customer reviews for personalized service, competitive rates, and local decision-making. As a community-focused institution with multiple branches throughout the region, they offer the advantage of working with local loan officers who understand the specific real estate market in Mason County and central Illinois. Their comprehensive loan programs and construction lending expertise make them particularly valuable for rural and small-town homebuyers.

First National Bank of Central Illinois has been serving the region for over 150 years and maintains a strong presence throughout central Illinois, including Mason area. They receive consistently high marks for their responsive mortgage team, competitive rates, and streamlined application process. As a local community bank, they offer the personalized attention of smaller institutions while providing the full range of mortgage products typically found at larger lenders. Their expertise with USDA rural development loans and FHA programs makes them an excellent choice for Mason homebuyers seeking government-backed financing options.

Illinois National Bank has built a strong reputation throughout central Illinois for their mortgage lending expertise and exceptional customer service. While headquartered in Springfield, they actively serve the Mason community and surrounding rural areas. Customers consistently praise their knowledgeable loan officers, efficient closing process, and competitive rate offerings. Their construction-to-permanent loan program is particularly valuable for buyers in Mason looking to build new homes. As a community-focused bank, they emphasize building long-term relationships and providing customized mortgage solutions tailored to individual borrower needs in the central Illinois market.