Top 3 Mortgage Lenders in Montrose

First Neighbor Bank is a highly-rated community bank with deep roots in Central Illinois, serving Montrose and surrounding rural communities. With over 130 years of local banking experience, they offer personalized mortgage services with competitive rates and exceptional customer service. Their mortgage team specializes in agricultural and rural property financing, understanding the unique needs of Montrose area residents. They provide a full range of loan options including USDA loans which are particularly valuable for rural homebuyers in the Montrose region.

Midland States Bank has been serving Eastern Illinois communities for over 140 years and maintains a strong presence in rural areas like Montrose. They offer comprehensive mortgage solutions with competitive rates and local underwriting decisions. Their experienced loan officers understand the unique aspects of rural property financing and agricultural areas. The bank receives consistently high marks for their responsive service, transparent process, and expertise in government-backed loans including USDA rural development loans that benefit Montrose homebuyers.

Consociate Bank, with its strong regional presence across Southern and Central Illinois, serves Montrose residents with specialized mortgage programs tailored to rural communities. As a community-focused financial institution with over 85 years of experience, they offer competitive rates and personalized service. Their mortgage team excels at navigating USDA rural development loans and other programs beneficial to Montrose area homebuyers. They're particularly noted for their educational approach, helping first-time homebuyers understand the entire mortgage process from application to closing.