Top 3 Mortgage Lenders in Mount Olive

Scott Credit Union stands out as one of southern Illinois' most trusted mortgage lenders with an 85-year history of serving the region. While based in Belleville, they actively serve Mount Olive and surrounding Macoupin County communities. Their exceptional 4.8 rating reflects consistently positive customer experiences with competitive rates, personalized service, and local decision-making. As a member-owned financial cooperative, they prioritize member benefits over profits, offering particularly strong first-time homebuyer programs and flexible underwriting. Their mortgage team includes local experts who understand the Mount Olive area housing market.

First Mid Bank & Trust brings over 150 years of banking expertise to Mount Olive residents through their comprehensive mortgage division. As an established Illinois-based community bank with a strong presence throughout central and southern Illinois, they offer the stability of a large institution with the personalized service of a local lender. Their 4.7 rating demonstrates consistent customer satisfaction with their mortgage process, particularly noted for construction loans and agricultural property financing relevant to the Mount Olive area. They maintain local loan officers who provide face-to-face service while offering competitive rates and streamlined digital mortgage tools.

Fairway Independent Mortgage's Springfield office serves Mount Olive with exceptional mortgage services, boasting an impressive 4.9 rating from hundreds of satisfied customers. As one of the nation's largest mortgage lenders with strong Illinois roots, they combine national resources with local expertise. Their Springfield-based loan officers regularly serve Macoupin County clients and are known for competitive rates, exceptional communication throughout the loan process, and efficient closings. Specializing in both purchase and refinance transactions, they offer a wide array of loan programs and are particularly noted for their strong VA and first-time homebuyer expertise, making them a top choice for Mount Olive area borrowers.