Top 3 Mortgage Lenders in Niantic

Illinois Heartland Credit Union is a highly-rated local financial institution serving central Illinois communities including Niantic. With over 85 years of community banking experience, they offer personalized mortgage services with competitive rates and local decision-making. Their mortgage team provides comprehensive guidance through the entire home buying process, and as a member-owned cooperative, they prioritize member satisfaction over profits. They have strong local presence with multiple branches throughout the region and are known for their exceptional customer service and community involvement.

First Mid Bank & Trust is a well-established regional bank with deep roots in central Illinois, serving Niantic and surrounding communities. With over 150 years of banking experience, they offer a full range of mortgage products with the advantage of local underwriting and personalized service. Their mortgage specialists work closely with borrowers throughout Macon County, providing competitive rates and flexible terms. The bank is known for its strong community commitment, financial stability, and hands-on approach to mortgage lending, making them a trusted choice for home financing in the Niantic area.

Mortgage Solutions of Illinois is a highly-rated local mortgage brokerage serving Niantic and central Illinois with exceptional customer service and expertise. With two decades of experience, they specialize in finding the best mortgage solutions for each client's unique situation, offering access to multiple lenders and competitive rates. Their team provides personalized guidance through the entire mortgage process, from pre-approval to closing. They are particularly praised for their responsiveness, transparent communication, and ability to navigate complex financing situations, making them a top choice for borrowers in the Niantic area seeking expert mortgage advice.