Top 3 Mortgage Lenders in Oblong

First Source Bank is a highly-rated community bank with deep roots in Eastern Illinois, serving Oblong and surrounding rural communities for over two decades. They excel in agricultural and rural property lending with local underwriting decisions, making them particularly strong for Oblong-area homebuyers. Their mortgage team receives outstanding reviews for personalized service, competitive rates on USDA rural development loans, and understanding the unique needs of Crawford County residents. As a local institution, they offer the advantage of face-to-face service with decision-makers who understand the local real estate market.

Illinois Credit Union has built an excellent reputation for mortgage lending across rural Illinois communities including Oblong. They consistently receive high marks for competitive rates, low closing costs, and exceptional member service. Their expertise with USDA rural housing loans makes them particularly valuable for Oblong homebuyers seeking zero-down-payment options. As a credit union, they prioritize member satisfaction over profit, resulting in more flexible underwriting and personalized guidance through the entire mortgage process. They offer digital convenience with local support throughout Illinois.

Fairway Independent Mortgage Corporation maintains a strong presence throughout Central and Southern Illinois with a local team that specifically serves the Oblong area. They receive exceptional reviews for their efficient processing, competitive rate offerings, and expert guidance on rural property financing. Their extensive experience with USDA loans and FHA programs makes them ideal for Oblong's housing market. The local Champaign-based team understands the unique aspects of Crawford County real estate while leveraging Fairway's national resources for competitive pricing and diverse loan products.