Top 3 Mortgage Lenders in Okawville

Scott Credit Union is one of southern Illinois' most trusted mortgage lenders with an exceptional reputation for customer service and competitive rates. While headquartered in O'Fallon (about 30 minutes from Okawville), they actively serve the entire southern Illinois region including Washington County. Their mortgage team provides personalized service with local loan officers who understand the Okawville area market. They offer a comprehensive range of loan products with particularly strong first-time homebuyer programs and have maintained outstanding customer satisfaction ratings for decades.

First Mid Bank & Trust has deep roots in southern Illinois with multiple branches serving the Okawville area, including their nearby Nashville location. As a community-focused institution with over 150 years of service, they offer local underwriting and decision-making that benefits rural communities like Okawville. Their mortgage team specializes in agricultural and rural property financing while offering competitive conventional and government-backed loans. Customers consistently praise their responsive service, local expertise, and smooth closing process.

Guild Mortgage maintains a strong southern Illinois presence with local loan officers who regularly serve the Okawville area. As a national lender with local expertise, they combine the resources of a large institution with personalized service from professionals who understand the unique aspects of rural Illinois real estate. They're particularly noted for their extensive first-time homebuyer programs and flexible underwriting. Guild receives consistent high marks for their educational approach to mortgage lending and their ability to close loans efficiently in the southern Illinois market.