Top 3 Mortgage Lenders in Olney

As the premier local community bank serving Olney and Richland County for over two decades, Richland County Bank offers deeply personalized mortgage services with exceptional local market knowledge. Their mortgage team provides competitive rates with the advantage of local underwriting and decision-making, ensuring faster closings and customized solutions for first-time homebuyers, agricultural properties, and residential construction loans. Their 4.8 rating reflects consistently outstanding customer service and strong community relationships built over generations.

First Mid Bank & Trust maintains a strong physical presence in Olney with a dedicated mortgage team that serves the entire southeastern Illinois region. With regional headquarters in Mattoon, they bring substantial lending capacity while maintaining local relationship banking. Their mortgage specialists are praised for transparent communication, competitive rate shopping, and expertise with rural development loans important to the Olney area. The bank's 150+ year history and strong capital position provide stability and reliable funding for home purchases and refinances.

Old National Bank provides robust mortgage lending services to Olney residents through their extensive regional branch network and digital mortgage platform. As one of the largest banks in the Midwest with strong presence across Illinois, they offer competitive national rates combined with local loan officers who understand the Olney housing market. Their streamlined digital application process and extensive loan product portfolio make them a top choice for both conventional financing and specialized loan programs, with particular strength in construction lending and jumbo mortgages for higher-value properties in the area.