Top 3 Mortgage Lenders in Oraville

Scott Credit Union is one of southern Illinois' most trusted mortgage lenders with an exceptional 4.8-star rating across hundreds of reviews. While headquartered in Belleville, they serve the entire southern Illinois region including Oraville. As a not-for-profit credit union, they offer highly competitive rates and personalized service. Their mortgage team specializes in first-time homebuyer programs and offers a wide range of loan options with local underwriting decisions. With 85 years of community banking experience, they provide the stability and local expertise that homebuyers in smaller communities like Oraville appreciate.

First Mid Bank & Trust is a well-established regional bank serving central and southern Illinois communities including Oraville. With over 155 years of banking experience, they maintain a strong 4.7-star rating for their mortgage services. Their local loan officers understand the unique aspects of rural Illinois real estate and offer competitive rates with personalized attention. First Mid provides the full spectrum of mortgage products with the advantage of local decision-making and community-focused service. Their long-standing presence in the region ensures they understand the specific needs of homebuyers in areas like Oraville.

Guild Mortgage maintains a strong presence in southern Illinois with a local Fairview Heights office that serves the Oraville area. Rated 4.6 stars across hundreds of reviews, Guild specializes in diverse mortgage solutions including government-backed loans that are popular in rural communities. Their experienced loan officers provide personalized service and competitive rates, with particular expertise in VA and FHA lending. As a nationwide lender with deep local roots, Guild offers the resources of a large mortgage company combined with community-focused service. Their 60+ years in business demonstrates proven reliability and customer satisfaction.