Top 3 Mortgage Lenders in Palmyra

Adams County Credit Union is a highly-rated local financial institution serving the Palmyra area with exceptional mortgage services. As a member-owned cooperative, they offer personalized service and competitive rates that often beat larger banks. Their mortgage team has extensive experience with all loan types and provides local underwriting decisions, making the process faster and more transparent. They're particularly strong with first-time homebuyer programs and offer financial education alongside their lending services.

The Mortgage Source has been serving the Quincy and Palmyra area for three decades with outstanding mortgage services. This locally-owned and operated company consistently receives top ratings for their exceptional customer service, competitive rates, and streamlined application process. They specialize in finding the right loan program for each borrower's unique situation and are known for their expertise with rural housing loans, which is particularly relevant for the Palmyra market. Their team provides personalized guidance throughout the entire home financing process.

First Bankers Trust Company is a well-established regional bank with deep roots in Western Illinois, including strong service to Palmyra residents. Their mortgage division offers comprehensive lending solutions with the advantage of local decision-making and personalized service. They're particularly strong in construction lending and lot loans, making them an excellent choice for buyers looking to build in the Palmyra area. With competitive rates and a reputation for reliability, they provide the stability of a larger institution while maintaining the personal touch of a community bank.