Top 3 Mortgage Lenders in Percy

Farm Credit Illinois is a highly specialized agricultural lender serving over 70 counties in southern Illinois, including Randolph County where Percy is located. As a member-owned cooperative with over a century of experience, they offer exceptional expertise in rural and agricultural property financing. They understand the unique needs of rural communities like Percy and provide personalized service with competitive rates for farmland, rural homes, and agricultural operations. Their deep roots in southern Illinois farming communities make them an ideal choice for agricultural property financing in the Percy area.

First Mid Bank & Trust is a well-established regional bank with deep roots in southern Illinois, serving Percy and surrounding communities through their nearby Salem location. With over 150 years of banking experience, they offer comprehensive mortgage services including USDA loans that are particularly beneficial for rural areas like Percy. Their local loan officers provide personalized service and understand the local real estate market. As a community-focused institution, they're known for competitive rates, flexible terms, and strong customer service for both rural and suburban properties.

Scott Credit Union is a highly-rated financial institution serving multiple counties in southern Illinois, including Randolph County where Percy is located. With over 70 years of operation, they've built a strong reputation for competitive mortgage rates and exceptional member service. They offer a wide range of mortgage products with particularly strong VA and FHA loan programs. Their digital mortgage application process is user-friendly while maintaining personalized service through local loan officers. As a credit union, they typically offer lower fees and more favorable terms than traditional banks, making them an excellent choice for Percy area homebuyers.