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Home/Illinois/Prophetstown
Prophetstown, IL

Top 3 Mortgage Lenders in Prophetstown

Compare verified mortgage lenders serving Prophetstown, Illinois. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
304+
Reviews
10
Loan Types

Available Loan Programs in Prophetstown

Conventional
FHA
VA
USDA
Construction
Refinance
Home Equity
Jumbo
Lot Loans
Construction-to-Permanent

Featured Mortgage Lenders

1

Blackhawk State Bank

Blackhawk State Bank

★★★★☆
4.8/5

As the primary local bank serving Prophetstown for over a century, Blackhawk State Bank offers exceptional personalized mortgage services with deep community roots. Their local loan officers provide face-to-face service and understand the specific needs of Prophetstown area homebuyers. With consistently high customer satisfaction ratings, they offer competitive rates and flexible terms for various loan types, including specialized rural development loans that benefit the agricultural community.

Experience:115 years
Reviews:85 customer reviews
301 Washington Street, Prophetstown, IL 61277

Loan Types:

ConventionalFHAVAUSDAConstructionRefinanceHome Equity
2

Midwest Community Bank

Midwest Community Bank

★★★★☆
4.7/5

Serving the greater Whiteside County area including Prophetstown, Midwest Community Bank has built an outstanding reputation for mortgage lending with a focus on rural and small-town communities. Their experienced loan officers provide personalized guidance through the entire mortgage process, with particular expertise in agricultural properties and rural home financing. Customers consistently praise their responsive service, local decision-making, and competitive rate offerings.

Experience:25 years
Reviews:92 customer reviews
1520 Lincoln Highway, Fulton, IL 61252

Loan Types:

ConventionalFHAVAJumboRefinanceConstructionLot Loans
3

First Midwest Bank

First Midwest Bank

★★★★☆
4.6/5

With a strong regional presence throughout Northwestern Illinois, First Midwest Bank serves Prophetstown residents with comprehensive mortgage solutions and local underwriting expertise. Their Sterling location provides convenient access for Prophetstown homebuyers seeking both traditional and government-backed loan options. The bank is particularly noted for their construction loan programs and first-time homebuyer assistance, with loan officers who understand the local real estate market dynamics.

Experience:78 years
Reviews:127 customer reviews
411 Locust Street, Sterling, IL 61081

Loan Types:

ConventionalFHAVAUSDAConstruction-to-PermanentRefinance

Why Choose a Mortgage Lender in Prophetstown?

Local Market Knowledge

Lenders who understand Prophetstown's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Illinois.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Prophetstown and get competitive rates on your home loan.