Top 3 Mortgage Lenders in Putnam

First State Bank of Illinois is a highly-rated community bank serving the Illinois Valley region including Putnam. With over 25 years of experience, they offer personalized mortgage services with local decision-making. Their strong 4.8 rating reflects exceptional customer service and competitive rates. As a community-focused institution, they understand the unique needs of rural Illinois homeowners and offer specialized USDA loans perfect for the Putnam area. Their local presence ensures quick processing and personalized attention throughout the mortgage process.

The Cushing Mortgage Team operates out of Peru and serves the entire Illinois Valley region including Putnam. With a stellar 4.9 rating across multiple review platforms, they're known for exceptional communication and competitive rates. Mike Cushing and his team specialize in first-time homebuyer programs and rural development loans ideal for Putnam residents. Their affiliation with Fairway Independent Mortgage provides access to extensive loan products while maintaining local, personalized service. Customers consistently praise their responsiveness and ability to close loans efficiently.

First National Bank of Ottawa has been serving the Illinois Valley for over 150 years and maintains a strong presence in Putnam County. Their mortgage department earns a 4.7 rating for reliable service and competitive financing options. As a established community bank, they offer specialized construction and lot loans that are particularly valuable in rural areas like Putnam. Their experienced loan officers provide personalized guidance through the entire mortgage process, with local underwriting decisions that benefit Putnam residents. The bank's longstanding community commitment ensures trustworthy service and local expertise.