Top 3 Mortgage Lenders in Rinard

Crossroads Bank is a highly-rated community bank serving Rinard and surrounding Richland County areas with exceptional mortgage services. They maintain a 4.9-star rating based on 89 reviews, showcasing their commitment to customer satisfaction. As a local institution with 25 years of experience, they offer personalized service and deep understanding of rural property financing needs in the Rinard area. Their mortgage team specializes in agricultural and rural property loans, making them particularly well-suited for Rinard residents. They're known for competitive rates, local underwriting decisions, and building long-term relationships with their customers.

First National Bank of Olney is one of the most established financial institutions serving Rinard and Richland County with over 155 years of continuous operation. With a 4.8-star rating from 127 reviews, they have built a reputation for reliability and exceptional customer service in mortgage lending. Their local presence ensures quick decision-making and personalized attention for Rinard area homebuyers. They specialize in rural development loans and agricultural property financing, making them an ideal choice for the Rinard community. Their experienced loan officers provide comprehensive guidance through the entire mortgage process with competitive rates and flexible terms.

Midland States Bank serves the Rinard area through their regional banking network with a strong 4.7-star rating based on 214 reviews. While headquartered in Effingham, they have extensive experience serving rural Illinois communities like Rinard. With 25 years in business, they offer comprehensive mortgage solutions including specialized rural housing programs. They're particularly noted for their efficient processing and competitive construction loan options, which is valuable for Rinard's developing areas. Their mortgage team understands the unique needs of Southern Illinois homebuyers and offers both in-person and digital mortgage experiences with local decision-making authority.