Top 3 Mortgage Lenders in Saint Jacob

First Mid Bank & Trust is a highly-rated regional lender with deep roots in Southern Illinois, serving the Saint Jacob area through their O'Fallon branch. With over 150 years of banking experience, they offer personalized mortgage services with local decision-making and competitive rates. Their mortgage team receives exceptional reviews for their knowledge of local real estate markets, responsive communication, and smooth closing processes. As a community-focused institution, they provide the convenience of local servicing throughout the loan term.

Scott Credit Union is a member-owned financial institution with a strong presence in the Metro-East region, serving Saint Jacob residents with exceptional mortgage services. They consistently earn high marks for their competitive rates, low fees, and outstanding member service. Their mortgage specialists are praised for guiding borrowers through every step of the process, offering educational resources, and providing flexible loan options. With multiple branches throughout the area, they offer convenient local access combined with the benefits of credit union membership.

NBKC Bank is a nationally recognized online mortgage lender that serves borrowers throughout Illinois, including Saint Jacob. They consistently rank among the highest-rated mortgage lenders for their competitive rates, transparent fee structure, and efficient digital mortgage process. While based in Kansas, they are licensed to operate in Illinois and have earned numerous industry awards for customer satisfaction. Their streamlined online application and dedicated loan officers provide a seamless experience with quick pre-approvals and closing timelines, making them an excellent choice for tech-savvy borrowers seeking top-tier service.