Top 3 Mortgage Lenders in San Jose

Heartland Bank and Trust Company is one of central Illinois' most respected community banks with a strong mortgage lending division. They have served the San Jose area for decades with personalized service and competitive rates. Their experienced loan officers provide comprehensive mortgage solutions including specialized programs for first-time homebuyers. With deep roots in central Illinois communities, they offer local underwriting and decision-making, ensuring responsive service throughout the mortgage process.

The Mortgage Center has been serving central Illinois homebuyers since 1996, including the San Jose area. They are known for their exceptional customer service and expertise in rural housing loans, making them an excellent choice for the San Jose community. Their team of experienced mortgage professionals offers personalized guidance through every step of the home financing process. They consistently receive high marks for their competitive rates, transparent communication, and ability to close loans efficiently.

First Mid Bank & Trust has a long-standing reputation as a reliable mortgage lender throughout Illinois, with strong presence in central Illinois communities including San Jose. While headquartered in Mattoon, they serve clients across the region with comprehensive mortgage solutions and local decision-making. Their experienced loan officers provide personalized service and competitive rates, particularly strong in agricultural and rural community lending. They offer a full range of mortgage products with the stability of a 150+ year institution.