Top 3 Mortgage Lenders in Savoy

First Federal Savings Bank of Champaign-Urbana is a highly-rated local community bank that has been serving the Savoy and greater Champaign-Urbana area for over two decades. They maintain exceptional 4.8-star ratings across multiple platforms with customers consistently praising their personalized service, competitive rates, and local decision-making. As a community-focused institution, they specialize in understanding the unique real estate market of Champaign County and offer a comprehensive range of mortgage products including specialized loans for University of Illinois employees and faculty. Their experienced loan officers provide hands-on guidance through the entire mortgage process, making them a top choice for Savoy homebuyers seeking local expertise and outstanding customer service.

Heartland Bank and Trust Company is a well-established regional bank with a strong presence in the Champaign-Urbana market, serving Savoy residents with exceptional mortgage services for over 30 years. With consistently high ratings around 4.7 stars, they are praised for their competitive rates, transparent process, and knowledgeable local loan officers. The bank offers a comprehensive suite of mortgage products including specialized first-time homebuyer programs and construction loans. Their deep roots in central Illinois and understanding of the local real estate market make them a trusted choice for Savoy home purchases. Customers frequently highlight their responsive communication and smooth closing processes in reviews.

Fairway Independent Mortgage Corporation's Champaign branch serves the Savoy area with exceptional mortgage services, maintaining outstanding 4.9-star ratings from hundreds of satisfied customers. As a nationwide lender with strong local presence, they combine the resources of a large mortgage company with personalized, local service. Their Champaign team has extensive experience with the central Illinois market and offers highly competitive rates along with innovative mortgage solutions. Customers consistently praise their efficiency, communication, and ability to close loans quickly. Fairway is particularly noted for their expertise with VA loans and first-time homebuyer programs, making them an excellent choice for military families and new homeowners in the Savoy area.