Top 3 Mortgage Lenders in Seward

First National Bank has been serving Northern Illinois communities for over 160 years and is one of the most trusted local lenders in the Seward area. As a community bank with deep roots in Ogle County, they offer personalized mortgage services with local decision-making. Their high rating reflects exceptional customer service and competitive rates for both purchase and refinance loans. They specialize in understanding the unique needs of rural and small-town borrowers in the Seward region.

Heartland Bank and Trust Company has a strong presence in Northern Illinois with multiple branches serving the Seward area. They are particularly noted for their first-time homebuyer programs and construction lending expertise. With local loan officers who understand the Seward market, they provide personalized service and competitive rates. Their long-standing reputation and community involvement make them a top choice for residential mortgages in the region.

First State Bank Shannon-Polo has been serving Carroll and Ogle Counties for over a century, making them exceptionally familiar with the Seward area housing market. They specialize in rural and agricultural property financing, which is particularly relevant for Seward residents. Their local expertise, combined with competitive mortgage products and personalized service, has earned them excellent customer reviews. They offer the advantage of local underwriting and decision-making for faster loan processing.