Top 3 Mortgage Lenders in Shumway

Commercial Bank of Effingham is a highly-rated local community bank with deep roots in Effingham County, serving Shumway and surrounding communities for over two decades. They consistently receive excellent customer reviews for their personalized service, competitive rates, and local decision-making. As a community-focused institution, they specialize in understanding the unique needs of rural and small-town homebuyers in central Illinois, offering flexible underwriting and construction loans that national lenders often don't provide.

Midland States Bank is a well-established regional bank with a strong presence in central Illinois, including multiple locations serving the Shumway area. They offer comprehensive mortgage solutions with local loan officers who understand the Effingham County market. Customers consistently praise their efficient processing, competitive rates, and knowledgeable staff. The bank's regional focus allows them to provide personalized service while maintaining the resources of a larger financial institution, making them an excellent choice for both first-time homebuyers and experienced investors.

First National Bank of Omaha has maintained a strong Illinois presence for decades, with local mortgage experts serving the Shumway and Effingham County area. They combine national lending power with local market knowledge, offering competitive rates and a wide variety of loan programs. Customers frequently mention their streamlined application process, responsive communication, and expertise with rural development loans that benefit Shumway residents. Their long track record and substantial review count demonstrate consistent customer satisfaction across central Illinois communities.