Top 3 Mortgage Lenders in Speer

CEFCU (Citizens Equity First Credit Union) is one of Illinois' largest and most respected credit unions with a strong presence throughout central Illinois, including serving the Speer area. With over 80 years of operation, CEFCU has built an exceptional reputation for competitive mortgage rates and personalized service. They offer a comprehensive range of loan products with particularly strong programs for first-time homebuyers and rural property financing, making them an excellent choice for Speer residents. Their mortgage specialists are known for guiding clients through the entire process with transparency and expertise.

Morton Community Bank has been serving central Illinois communities for over 60 years and maintains a strong reputation for local decision-making and community-focused lending. They have extensive experience with rural and small-town properties throughout Stark County and the surrounding areas. Their mortgage team provides personalized service with local underwriters who understand the unique aspects of properties in communities like Speer. They're particularly noted for their construction lending expertise and flexible qualification criteria that consider the full financial picture of applicants.

Riggins Realty & Financial Services is a highly-rated mortgage brokerage serving the entire central Illinois region, including Stark County and Speer. As a local brokerage, they have access to multiple lenders and can shop rates on behalf of clients to find the most competitive terms. Scott Riggins and his team have built an outstanding reputation for their hands-on approach and exceptional communication throughout the loan process. They specialize in working with buyers in rural communities and have particular expertise with USDA loans, which are highly relevant for the Speer area.