Top 3 Mortgage Lenders in Springfield

Scott Credit Union stands as one of the most highly-rated mortgage lenders serving the Springfield area with exceptional customer satisfaction ratings. As a member-owned financial cooperative with deep roots in central Illinois, they offer personalized service and competitive rates. Their mortgage team provides comprehensive guidance through the entire home buying process, with special expertise in first-time homebuyer programs and VA loans. With multiple branches in Springfield and throughout the region, they combine local knowledge with the stability of an 85-year institution.

Illinois National Bank brings over a century of mortgage lending expertise to the Springfield community. As a locally-headquartered bank with deep community ties, they offer the advantage of local decision-making combined with comprehensive mortgage services. Their experienced loan officers provide personalized attention and competitive rates, with particular strength in construction loans and traditional mortgage products. The bank's longstanding presence in Springfield ensures they understand the local real estate market and can provide tailored solutions for homebuyers throughout central Illinois.

Guaranteed Rate brings national mortgage lending power with strong local presence in Springfield through their experienced loan officers. As one of the largest retail mortgage lenders in the U.S., they leverage technology to streamline the application process while maintaining personalized service. Their Springfield office features knowledgeable professionals who understand the central Illinois housing market. They're particularly noted for competitive rates, efficient closing processes, and a wide variety of loan products to meet diverse borrower needs, from first-time homebuyers to luxury property purchasers.